Trip Insurance
Let’s face it, mountaineering carries an inherent risk and the nature of adventure travel means things don’t always go to plan, which is why we require all of our clients to carry adequate and appropriate insurance.
Too many times we have had clients who need to cancel their trip either before or during an expedition for unforeseen reasons such as injury, family issues, work obligations and so on. Considering the investment, length of expeditions and how much is at stake, it’s better to be prepared for contingencies.
You are welcome to choose your own provider but seek a policy that covers rescue, evacuation, medical expenses, trip cancellation and interruption.
Ensure it doesn’t have restrictions on the altitude you will be climbing to, or exclusions on the activities you are undertaking, (like roped mountaineering) or the places you are visiting. (Many insurers exclude destinations with travel warnings)
Most insurers like you to take out a policy as soon as you have paid your deposit (some are within 7 days, some are within 20 days) for your cancellation/interruption clauses to take effect so it’s important that this is one of the first things you do when planning your expedition.
Protect yourself so you can head out on your expedition with peace of mind and focus on climbing.
Recommended Options
There are several excellent providers on the market that can offer competitive policies but our clients have had the best success with:
International Medical Group is an award-winning provider of travel insurance to help adventurers like you protect yourself and your investment from the unexpected no matter where in the world you are.
They also included non-insurance assistance services (for example Embassy & Consulate referral, emergency cash transfer, medical referrals and much more) in their policies.
We recommend their TravelLX policy which includes:
- Trip Cancellation (up to $100,000)
- Trip Interruption (up to 150% of trip cost)
- Emergency Medical Evacuation/Repatriation of remains (up to $1,000,000)
- Political or Security Evacuation and Natural Disaster Evacuation (up to $50,000)
- Accident & Sickness Medical Expense (up to $500,000)
- Search & Rescue (up to $10,000)
- Cancel for Any Reason & Interruption for Any Reason (optional upgrades)
Want more peace of mind?
We also recommend Global Rescue’s annual memberships which provide worldwide field rescue, medical evacuation, security extraction, travel risk, crisis management and security services.
“Global Rescue employs former Navy Seals, Army Rangers and Defense Intelligence Agency Analysts to pluck people from precarious situations”
New York Times
CLICK HERE to Review their Travel Membership (including the medical evacuation program) and Signature Travel Insurance or connect with their 24/7 Member Services team (through the Contact Us form) for any questions you may have.
Whichever plan or provider you choose, please make sure to forward us a copy before the start of the expedition, so we can assist you in case of an emergency.